Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
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5 years, 4 months ago
Citizens, Inc is currently in a long term downtrend where the price is trading 8.0% below its 200 day moving average.
From a valuation standpoint, the stock is 86.8% cheaper than other stocks from the Financial Services sector with a price to sales ratio of 1.2.
Citizens, Inc's total revenue sank by 6.9% to $65M since the same quarter in the previous year.
Its net income has dropped by 68.9% to $2M since the same quarter in the previous year.
Finally, its free cash flow fell by 30.9% to $15M since the same quarter in the previous year.
Based on the above factors, Citizens, Inc gets an overall score of 1/5.